WHY CHOOSE US
Explaining the Scope of Service
When we first meet, we will explain how our services can help you and address any questions you may have. This allows you to make an informed decision about whether to seek, obtain, or act on the advice we provide.
Gathering Information
To understand your current financial and personal situation, we’ll ask you questions about your financial position and gather relevant documents. We collect both quantitative and qualitative data to establish your needs, priorities, and risk profile, forming a clear picture of your financial landscape.
Analyze & Assess Information & Needs
At this stage, we conduct a thorough analysis of your entire financial and personal situation. We identify any gaps between your current status and desired goals, assess your strengths and weaknesses, and begin considering how to help you reach your objectives.
Develop & Present Recommendations
We search for the best financing deals and negotiate with lenders on your behalf. Once we find the lender that best fits your needs and goals, we present a detailed plan that outlines your loan structure, term, type, and potential risks and benefits. We’ll walk you through everything and answer any questions, ensuring you fully understand the plan before moving forward.
Implementing Recommendations
When you agree to proceed, the necessary legal documents are prepared and sent directly to your solicitor. On settlement day, the bank transfers the funds to your solicitor, who distributes them to the appropriate parties. If it’s a loan top-up, the funds are usually sent directly to you without needing a solicitor.
Our Process
To ensure your loan and lender remain aligned with your situation, we conduct regular reviews, usually every 12 months or as needed. We evaluate any changes in income, dependents, marital status, employment, residence, debt levels, or future goals. Based on this review, we provide further consultation to keep you on the best possible deal.